Business Loans
Grow your business with fast, flexible loans. No collateral, low rates.
Our approach to supporting businesses is from a partnership relationship. Our services are tailor-made to suit business peculiarities and conditions. Working closely with you, we offer appropriate financing and advice packages tailored to your needs.
SME Business Loan
Whether you’re launching a new business, restocking inventory, or expanding operations, the Bridgeway SME Business Loan is designed to fuel your growth. We offer quick-access financing tailored specifically for micro, small, and medium enterprises across Nigeria.
- Tailored funding to support your business operations.
- Flexible repayment options aligned with cash cycles.
- Competitive terms to ease financial pressure.
- Minimal paperwork for faster processing.
- Designed to help you scale and sustain growth.
Hire Purchase
Get the equipment your business needs now—without draining your cash. Acquire vehicles, machinery, or tools instantly and pay in structured installments, keeping operations moving, revenue flowing, and growth on track from day one.
- Assets Covered: Vehicles; machinery; equipment and business tools
- Upfront Deposit: Low; flexible contribution based on asset value
- Repayment Tenure: 6–24 months; cashflow-friendly
- Interest Rate: Competitive; fixed and transparent
- Ownership: Use immediately; own fully after final payment
- Eligibility: Registered businesses with verifiable income
Retail Finance & POS Credit
At Bridgeway Capital, we empower retailers and merchants to offer instant credit at checkout, enabling customers to buy now and pay later. Boost sales, increase basket size, and improve cashflow while we handle credit processing, approvals, and structured repayments seamlessly.
- Coverage: Consumer goods; electronics; appliances and retail services
- Loan Amount: Transaction-based limits; subject to customer eligibility
- Repayment Period: 1–12 months; flexible installment options
- Merchant Settlement: Fast settlement directly to merchant accounts
- Eligibility: Registered retailers and merchants with active POS systems
Overdraft Facility
Your business gets instant access to extra working capital whenever cashflow runs tight. Draw funds as needed, cover short-term gaps, and keep operations moving smoothly—paying interest only on what you use, with flexible limits designed for fast-moving businesses.
- Credit Limit: Based on cashflow and account performance
- Usage: Draw and repay funds anytime within approved limit
- Interest: Charged only on utilized amount
- Tenure: Renewable short-term facility; subject to review
- Repayment: Automatic deductions from operating account
- Eligibility: Active businesses with consistent transaction history
Stock Finance
Bridgeway Stock Finance gives your business the power to restock faster without locking up cash. Access flexible funding to purchase inventory, meet rising demand, and increase sales—while spreading repayments over time to maintain steady cashflow and keep operations moving at full speed.
- Loan Amount: Determined by stock value; turnover and sales history
- Repayment Period: Short-term; typically 1–6 months
- Interest Rate: Competitive and transparent
- Disbursement: Paid directly to approved suppliers or vendors
- Repayment Source: Proceeds from inventory sales
We Power Businesses with Smart Capital
Precision-driven finance solutions designed for businesses ready to expand faster, operate stronger, and lead their markets.